Privacy Policy

Effective Date: November 20, 2024

Dos Schwartz, Inc (Rate Republic) ("Company," "we," "us," or "our") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services or interact with our website.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

1. Information We Collect

We may collect the following types of information:

a. Personal Information

Name, email address, phone number, and mailing address.Financial information necessary for loan applications or consultations.

b. Non-Personal Information

IP address, browser type, and operating system.Usage data, such as the pages you visit and the time spent on our website.

c. Information from Third Parties

We may receive information about you from third-party sources, such as credit reporting agencies or referral partners.

2. How We Use Your Information

We use the information we collect for the following purposes:

To provide and manage our services, including loan processing and consultations.To communicate with you, including responding to inquiries and sending updates.To improve our website, products, and services.To comply with legal obligations or enforce our Terms of Service.

3. Sharing Your Information

We do not sell your personal information. However, we may share your information with:

Service Providers:Third-party vendors who assist us in providing services, such as loan processors or IT support.Legal Authorities:When required by law, regulation, or legal process.Business Transfers:In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity.

4. Data Security

We implement technical, administrative, and physical safeguards to protect your information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

5. Your Choices

You have the following rights regarding your personal information:

Access and Update:You can request access to or update your personal information by contacting us.Opt-Out:You can opt out of receiving marketing communications by following the unsubscribe instructions in our emails.Delete:You can request that we delete your personal information, subject to legal and contractual obligations.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to improve your experience on our website. Cookies help us analyze site traffic and customize content. You can manage your cookie preferences through your browser settings.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. Accessing third-party links is at your own risk.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date. We encourage you to review this policy periodically.

9. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: Dos Schwartz, Inc (Rate Republic)

3743 E Loma Vista St., Gilbert AZ 85295

Email:
[email protected]

Thank you for trusting Dos Schwartz, Inc (Rate Republic) with your personal information.