Terms of Service
1. Agreement to Terms
By accessing or using the services provided by Dos Schwartz, Inc (Rate Republic) ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use our services.
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2. Services Provided
Rate Republic provides mortgage brokerage services, including but not limited to, assisting clients with loan applications, financial consultations, and mortgage refinancing options. Services are subject to availability and compliance with applicable laws.
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3. Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our services. By using our services, you confirm that you meet these requirements.
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4. Use of Services
You agree to use our services for lawful purposes only. You must not:
- Misrepresent your identity or provide false information.
- Interfere with the operation of our website or services.
- Use our services to engage in fraudulent or illegal activities.
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5. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you consent to the practices described in the Privacy Policy.
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6. Third-Party Services
Our services may include links to third-party websites or services. We are not responsible for the content, terms, or practices of any third-party services. Accessing these services is at your own risk.
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7. Limitation of Liability
To the fullest extent permitted by law, Rate Republic is not liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of our services. This includes, but is not limited to, loss of profits, data, or goodwill.
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8. Disclaimer of Warranties
Our services are provided "as is" and "as available." We make no guarantees regarding the accuracy, reliability, or suitability of our services for any particular purpose. Use of our services is at your own risk.
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9. Indemnification
You agree to indemnify and hold Rate Republic harmless from any claims, liabilities, damages, or expenses arising from your use of our services or breach of these Terms.
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10. Modifications to Terms
We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of the revised Terms.
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11. Termination
We may suspend or terminate your access to our services at any time, without prior notice, if you violate these Terms or engage in any unlawful activity.
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12. Governing Law
These Terms are governed by the laws of the State of California. Any disputes arising from these Terms or our services will be resolved in courts located in California.
13. SMS Program
SMS program for customer scheduling and general customer communications; users will get simple SMS messages for meeting confirmations, rescheduling and occasional customer communication messaging. You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS.
Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected].
Carriers are not liable for delayed or undelivered messages. As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider. For privacy-related inquiries, please refer to our privacy policy: https://azmortgagerates.com/privacy-policy
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14. Contact Us
If you have any questions or concerns about these Terms, please contact us:
Dos Schwartz, Inc (Rate Republic)
3743 E Loma Vista St., Gilbert AZ 85295
Email: [email protected]